Group Medical
Group Medical Insurance is an effective way of pooling the employees of a business and their dependants into a group, where they enjoy:
- Homogeneity of cover
- Group-based pricing and benefits
Such Insurance programs usually have two main components:
- In-patient cover, which covers hospitalization and day surgery
- Out-patient cover, which covers doctor visits, diagnostic tests and treatment done outside a hospital
Enhancements include dental, optical and pregnancy cover, while various insurance companies offer emergency repatriation services for travellers.