Group Accident

Group Accident Insurance is intended to combine the benefits of accident insurance (payment to family/ dependants from death, disability due to accident) with the efficiency of a group structure. Group Personal Accident rates are usually 10%-50% lower than individual rates and policy exclusions are often less due to the negotiating power of the group.

In most cases we are able to negotiate the inclusion of disability from sickness into the coverage, a very expensive benefit to purchase in the retail personal lines market.